Experienced financial advisors focused on building custom portfolios rooted in individual equity selection and comprehensive financial plans for multi-generational wealth
We are independent investment managers with a focus on legacy creation and financial and retirement planning. It is our obligation to put our clients’ interests ahead of our own. For more than 40 years – beginning in 1973 – our team has taken that message to heart. We have invested through 12 full market cycles, 9 U.S. presidents, 5 Federal Reserve Chairmen, 5 recessions, 4 market crashes and countless bull and bear markets.
Through the years our clients have prospered, and our practice has grown to include dedicated financial planning, investment research, due diligence, portfolio management, business development, and operations – all the resources of Harbor Investment Advisory. Today, we take great satisfaction in our close relationships with clients and look forward to continuing our traditions of friendly service, honest care and unbiased advice.
We balance our clients’ need for safety and liquidity against their need for growth to offset future inflation and planned spending. We favor a simple, yet effective process to preserving and accumulating wealth over time:
We believe in diversification and the power of compounding over time. As one of very few advisory teams who still manage individual stocks and build custom portfolios for all ages and stages of life, we seek to invest in the world’s leading businesses with attractive futures, increasing earnings and growing dividends.
Financial planning helps our clients narrow the gap between where they are now and what financial goals they want to achieve. We view financial planning as a holistic, lifelong process with three stages:
There is substantial overlap between financial planning (which occurs during a client’s lifetime to accomplish lifetime goals) and estate planning (which occurs during a client’s lifetime to accomplish goals after passing). We conduct both financial and estate planning in partnership with clients’ existing advisors, such as attorneys and accountants. Our clients’ financial and estate plans are customized towards protecting and attaining what matters the most, while also being flexible enough to adapt to changes that come along during the natural course of life. In a world of constant short-term uncertainties, there is one long-term mindset our group holds top of mind day in and day out – treating our clients like family.
Our team utilizes Envestnet™ MoneyGuidePro, a premier financial planning software, to help execute on our clients’ planning goals.